Wednesday, April 29, 2009

India Catches Swine Flu

Yeah, yeah I know what you will say “Swine Flu in India? No way!” but my dear friend Swine Flu has really taken its roots in India beginning in February when politicians came out in droves with folded hands, spewing venomous speeches against one another in the air of democracy.

The informal definition of Swine in the Oxford Dictionary is ‘an unpleasant person’. Flu is defined as an acute highly contagious viral disease. Going by these definitions Swine Flu or the flu spread by unpleasant people has already hit the Indian atmosphere and symptoms are starkly visible for the world to see.

The infected hands of politicians that doles out crores of Rupees openly in public; the blind eye turned to the chronic terrorism threat; the limping attitude of ministers in addressing economic crisis; the feverish pitch of hate speeches without any fear of being booked; the brain-dead outlook for the country projected in every party’s manifesto and the blood chilling thirst for power that turns politicians into murderers. Just some of the deadly symptoms recognizable easily.


The Indian Swine Flu is being carried by hosts that are vying for mere 543 seats in the Lok Sabha of a country of over 1.2 billion.

The Indian Swine Flu is known to be caused by hunger for power that leads to corruptible ways of achieving it. This virus is not isolated and has various subtypes that spreads generation to generation. The main carriers are seasoned politicians (usual suspects like Deve Gowda, Lalu Prasad, M Karunanidhi, Sonia Gandhi, Narendra Modi, Karat, L K Advani, Rajnath Singh, etc), most of whom advocate dynastic spread of the virus.

The virus is deadlier in the female carriers; it hasn’t spared Mamta Bannerjee, Jayalalitha, Mayawati, Sonia Gandhi and Maneka Gandhi, who are termed as ‘King Makers’.

While the H1N1 virus causes sore throat and headaches in the victims, the Indian Swine Flu virus has left common man cynical and sore about promises broken. Not to forget the headaches we suffer every time we tune in to the TV to see how low the swines have stooped this time with their level of speeches and actions.

The reach of Swine Flu is unhindered and quick as it spreads from octogenarian politicians to young guns in Indian politics by mere air contact. Varun Gandhi caught the Swine Flu as a BJP candidate when he made his infamous hate speeches in Pilibhit. Any guesses where he caught the virus from?

The Indian Swine Flu has not spared even the internet world where the Swines are spreading their viral message. I got several such emails from candidates trying to woo candidates. Nothing wrong in this method, as long as one reads it with caution and runs a virus scan.

It is found that the Indian Swine Flu virus has mutated over the years. From affecting illiterate politicians to master criminals, the virus has mutated to affect even the elite class of literate politicians. Some have shown resistance to the virus by being upright in their ideals such as Arun Shourie, AK Anthony, and Manmohan Singh, as individuals.

The Indian strain of Swine Flu virus cannot be contained by the likes of Election Commission or Supreme Court. These agencies have caught several swines red-handed for distributing cash for votes (Yashwant Sinha and the likes), or spreading hate speeches (Varun Gandhi). They have even barred some criminals from contesting elections (poor Sanjay Dutt) and tried to bring some order but they haven’t been able to contain the viral spread completely.

What can perhaps (mind you, perhaps) contain the spread of the Indian Swine Flu is the honest vote by every citizen for the right reasons and right candidate. The treatment will not be overnight but spread across several years maybe with the right awareness of our responsibility in draining out the virus. But one cant help but think that our vote could strengthen the virus instead of stemming it out since the carriers are multiplying with great rage every time.

I only pray and hope that this year the Indian Swine Flu comes to an end with the declaration of results in May. But brace yourself for the return of the virus after 5 years, lets hope it is less deadlier.

Friday, April 24, 2009

Booked a Nano in 10 minutes



Having caught the Nano fever from my parents (Read my previous blog - Mom wants a Nano (more than my dad), I too decided to book one Tata Nano for the family and to improve my chances at the 'lottery'.

But I have always dreaded to go to a bank especially to apply for a loan. On Wednesday my fears were all laid to rest when I stepped into SBI for a loan for Tata Nano. The procedure for applying for a loan was simple and just took me 10 min.

Here's what to do to book Nano in 10 minutes:

1. Carry Nano booking form.
2. Carry a PAN card Xerox, a salary certificate from your company, a photograph and a cancelled cheque of your savings account.
3. Go to Manager with these documents and fill up the way he tells you.
4. Next go to cash counter with Rs. 4,200 that includes stamp paper duty and processing fee.
5. Bring acknowledgment slip to the manager for the stamp paper to go along with your loan form.
6. Complete the processing by signing the form where ever Manager tells you.

The loan application form and booking forms were collected by the Bank’s manager and it was over in a matter of some 2 dozen signatures. With the bank giving me a 100% loan I had nothing to worry about. Whats more, my EMI will not start till allotments are announced after 90 days.

I was flummoxed for a bit as I continued to sit there in front of the manager even after he handed over the acknowledgment, expecting some more paperwork to be carried on.

Full marks to SBI (St. Marks Road) who have set up a special cell for Tata Nano and helped a customer like me to get hassle free loan. Contrary to other banks this bank was not at all crowded at around 3 pm (despite being a zonal branch) and I quickly made my way to cash counter. The staff was courteous and I wondered why they don’t have such breed in private banks where one doesn’t even get a smile from the executive.

In fact the contrast is too sharp between SBI and ICICI Bank which I happened to visit on the same day. Even with no queue I had to take a token and wait for my chance for atleast 8 minutes. Applying for a new cheque book at ICICI Bank took me double the time of what I took for applying for a car loan in SBI.

Who would’ve thought private banks would be more impersonal than public sector banks. Well, I got my proof in the pudding when I ate it.

Incidentally, my mother did stick to her resolution of booking a Nano and paid for the booking amount on her own (without a loan from the bank). Refer to -- Mom wants a Nano (More than my Dad) for the back story.

Friday, April 3, 2009

Mom Wants a Nano (more than my Dad)


I was pleasantly surprised when my mom told me how determined she was to be the first woman to book Nano, never mind the fact that she may have to battle it out with over a million others in a lottery draw. Her enthusiasm brings to the fore a fact that the critics of Nano should bear in mind – Nano is an answer to their desire to travel light and safe.

Even before the commercial launch, Nano became a symbol of hope and optimism for the common man (or woman) heralding a revolution that finds parallels with the iPod, or a Rs1000 mobile phone.

Negative reports are being dished out in the newspapers, “It sounds like an auto” “Oh no radio, no air conditioner” “It is a tin can”. All this has been ignored by my parents who are planning to save up for the booking amount (approx Rs.90,000) even though they are in the midst of preparing for my sister’s wedding in May.

I would say my parents represent a middle-class Indian family (post-retirement) where the average monthly income is conservative consisting of pension and some self-business income. There are billions of Indian families such as mine who aspire for economic solutions. My folks already own a second-hand car and I was going to gift them a fairly well-maintained Matiz, but the excitement of having a Nano in their garage is just something else. (By the way my parents are looking to replace their 15-years old Maruti 800 by Tata Nano. News reports already suggest that Maruti 800 is being phased out.)

It is not just the fate of Tata’s Nano but fate of the other car brands which will be decided by the populace. A colleague of mine is waiting for Nano launch not because he wants to buy it, but to see what ripple effect it will have in bringing down the prices of other cars that are on his wish-list.

The Nano represents a modest fantasy for the billions of Indians. It’s the same populace that made Indian mobile subscriber base figures legendary. It is the same masses that made the Indian stock market boom legendary by being first time investors in early 2006-07. And it is this very group that will now turn Nano into a legend.

Mamta Bannerjee are you listening the roar of Nano and the thunderous footfalls of eager consumers? That’s the stuff PROGRESS is made of.